0.
The index varies the account
{index} sits at the account level, not at an address leaf. Your first Solana wallet is account 0,
your second is account 1, and each is an independent subtree.
Adding an account in a Solana wallet walks up the same level the Trustodian index walks up, so the
ordering matches. But a tool that restores only the first account shows wallet #1 and nothing else,
with no hint that the rest exist.
Because the path is fully hardened, no public key can derive its children. There is no Solana
equivalent of scanning an account xpub for addresses: a tool either holds the seed and derives, or it
cannot enumerate anything. A Solana wallet therefore finds accounts by deriving candidates and
checking which have on-chain activity, which means an account that has never transacted will not be
found for you.
The path variants that produce different wallets
Solana wallets have historically used several conventions. Only the first matches Trustodian.
If a wallet offers a derivation path chooser, take the option ending in
/0' after the account
index: four levels, all hardened.
Phantom
1
Install Phantom from phantom.app
Type the domain yourself.
2
Import the secret recovery phrase
Choose the import option rather than creating a new wallet, and enter the words.
3
Let Phantom discover accounts, then check what it found
Phantom restores the accounts it can find prior on-chain activity for, across the derivation
conventions above. It does not ask you to choose a path. Compare the addresses it restored against
your Trustodian Solana wallets.
4
Add accounts for anything it missed
Add them from within the wallet after setup; each new one takes the next account index, in order.
Solflare
Solflare’s import has an advanced option that exposes the derivation path, which makes it the better choice when you need to be certain which convention is in use.1
Install Solflare from solflare.com
Type the domain yourself.
2
Import using the recovery phrase
Enter the words in order.
3
Open the advanced option and set the path
Choose the four-level all-hardened form,
m/44'/501'/{index}'/0', rather than the three-level one.
Solflare’s default is not necessarily the same as Phantom’s, so set it deliberately rather than
accepting what is offered.4
Verify the address before using it
If the path is right, the first address matches your first Trustodian Solana wallet.