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Eternl is the recommended Cardano target because it handles multiple accounts. Every Trustodian Cardano wallet after the first is a separate CIP-1852 account, and most Cardano wallets restore account 0 only. What you are recovering, and why, is on Cardano.
1

Install Eternl from eternl.io

Type the domain yourself. Eternl runs as a browser extension and as a web app; prefer the extension.
2

Restore a wallet rather than creating one

Eternl’s add-wallet flow offers Restore Wallet. Choose the standard software wallet type, not a hardware or a paper wallet option, and enter the words in order.
3

Enter the passphrase if one was set

If the account has a passphrase, supply it where the restore flow offers a passphrase or additional-word field. It is separate from the local spending password Eternl asks you to set.
4

Compare the first address

The restored wallet is account 0. Match its first receive address against your first Trustodian Cardano wallet before going further.
5

Add accounts for your other Cardano wallets

Eternl holds several accounts under one restored phrase and calls them accounts. Add account 1 for your second Trustodian Cardano wallet, account 2 for your third, and so on. Each appears with its own address, its own balance and its own stake key.
If a restore offers a choice of master-key scheme, usually phrased as whether the phrase came from a hardware device, choose the software or Icarus option. The Ledger scheme derives different addresses from the same words on the same path. See Cardano.

Staking

Each restored account carries its own stake key and can delegate independently. Delegation is not part of recovery and nothing needs to be restored for it, but a newly restored wallet shows as undelegated until you delegate it again. Rewards already accumulated remain claimable at the same address.

Vaults

Eternl will not import a Trustodian Cardano vault. A vault is a native script under CIP-1854, and recovering one means cardano-cli. See Cardano vaults.

If something does not match

See Troubleshooting. On Cardano the two usual causes are the wallet showing only account 0, and the Ledger master-key scheme.
Last modified on September 17, 2026